Farm & Commercial Mortgage Specialists

Agricultural & Commercial
Mortgage Financing in Canada

Specialized financing for Canadian farms, agricultural land, and commercial real estate. Over a decade of expertise in farm mortgages, agribusiness lending, and commercial property financing in Canada.

Get Your Farm or Commercial Quote Apply Now

What We Do

Mortgage Solutions Built for You

Whether you're buying a working farm, expanding your portfolio, or refinancing — we have the expertise.

6 specialized
services
🏠

Personal Lending

Mortgage renewals, purchases, equity take outs, and refinancing for your personal real estate holdings. Access your home equity for investment opportunities or debt consolidation.

🌾

Farm & Agribusiness Mortgages

Specialized financing for grain farms, livestock operations, mixed farms, and hobby farms. We understand seasonal cash flow and the unique nature of agricultural lending.

🏢

Commercial Real Estate

Office buildings, retail plazas, warehouses, and industrial properties. Access competitive rates with terms tailored to your investment strategy and cash flow.

🏗️

Construction & Development

Land development, new commercial builds, and agricultural facility construction. Draw-based financing that moves as your project progresses.

🔄

Refinancing & Restructuring

Lower your rate, consolidate debt, or access equity from your land and commercial holdings. We analyze all options to maximize your financial position.

📋

Bridge & Private Lending

Time-sensitive deals and unconventional properties often require creative solutions. We work with private lenders when traditional financing isn't the right fit.

Why Work With a Broker

One Call. Every Lender That Matters.

Walking into your bank means talking to one lender with one set of products. Working with me means your file goes to the right lenders — the ones who actually want your deal — and you get back real offers to compare.

Share Your File Once

You gather your documents once and hand them to me. I prepare, package, and present your application in the format each lender expects. No repeating yourself to five different underwriters. No wasted weekends chasing paperwork.

The Right Lender, Not Just Any Lender

Not every lender understands farm income, quota values, or commercial debt service. I know which lenders will fight for your file and which ones will pass — and I only send your deal where it has a real chance of winning on the right terms.

Most impactful

Real Offers. Side by Side.

You get actual competing offers — rates, terms, prepayment flexibility, and conditions — laid out clearly so you can make a real decision. Not a single take-it-or-leave-it quote from the one institution you happened to walk into.

🌾
Grew up farming. Still do. I didn't learn agriculture from a textbook — I grew up on a farm and still call it home today.
🏦
10+ years on both sides of the desk. Former commercial and agricultural account manager at a major Canadian bank — I know exactly how lenders think.
🏗️
Business owner and landlord myself. I've built businesses and managed rental properties. I know firsthand what it takes to make the numbers work.
🤝
Honesty and integrity. Always. My faith guides how I do business. I fight for the right solution because I understand what's at stake for your family and operation.
40+ lenders in network
1 application from you
Your bank is competing for your business. You just don't know it yet.
Why Creek Road Financial Inc.

We Know Lending.

We don't just understand farming and business — we live it. That hands-on experience is the foundation of our practice, purpose-built for the complex world of agricultural and commercial real estate, where the deals are bigger and the stakes are higher.

  • ✓ Access to 40+ lenders including Farm Credit, major banks, credit unions, and private mortgage funds — giving you options residential brokers simply can't offer.
  • ✓ Deep agricultural expertise — we understand CAIS, crop insurance, quota valuations, and how lenders assess farm income differently from salaried employment.
  • ✓ Faster approvals — our established lender relationships and streamlined packaging process typically reduces approval time by 30–40%.
  • ✓ No surprises at closing — we provide full cost transparency upfront, including legal, appraisal, and lender fees before you commit to anything.
  • ✓ Local market knowledge — our team and lenders have facilitated transactions across every major agricultural region and commercial corridor in the country.
Farm property aerial view
How It Works

Approved in 4 Simple Steps

Our streamlined process is built for busy farmers and business owners. We handle the complexity — you focus on your operation.

1

Free Consultation

30-minute call to understand your property, goals, and financial situation. No obligation, no pressure.

→
2

Application & Analysis

We gather your documents and package your application to present your strongest case to lenders.

→
3

Lender Shopping

We submit to multiple lenders simultaneously and present you with competitive options to choose from.

→
4

Close & Fund

We coordinate with lawyers and lenders to ensure a smooth, on-time closing with no surprises.

Ready to Finance Your Next Property?

Whether you're buying, expanding, or refinancing — our specialists are ready to find the right solution for your land and commercial mortgage needs.

Book a Free Consultation
Get In Touch

Let's Talk

Our initial consultations are always free.

📞 (519) 440-1627
✉️ jeremy@jeremykresky.com
We aim to respond within 24 hours on business days
📍 3671 Creek Rd
Amherstburg, ON N9V 2Y8
🌐 Serving all provinces across Canada

Request a Free Consultation

No obligation. No hard credit pull at this stage. Your information is kept strictly confidential.