Free Financial Tools

Download these Excel spreadsheets to help you plan, analyze, and prepare for financing. Built specifically for Canadian farmers and commercial property owners.

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Cash Flow Forecaster

Project monthly and annual cash flows for your farm or business. Visualize income vs. expenses and plan for seasonal fluctuations.

Download (.xlsx)
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Financial Ratios Dashboard

Calculate key financial ratios lenders use to evaluate your business, including current ratio, debt-to-equity, and return on assets.

Download (.xlsx)
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Farm Budget Planner

Plan your farm operating budget by crop or livestock category. Track projected vs. actual costs throughout the season.

Download (.xlsx)
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Loan & Debt Analyzer

Organize all your existing debts, compare interest rates, and understand your total debt service obligations at a glance.

Download (.xlsx)
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Break-Even Calculator

Determine the revenue or production level needed to cover your fixed and variable costs. Essential for pricing decisions.

Download (.xlsx)
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Income Statement & Balance Sheet

Prepare the two core financial statements lenders require. Auto-calculates net income and owner equity.

Download (.xlsx)
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Personal Financial Statement

Summarize your personal assets, liabilities, and net worth β€” a standard requirement for any mortgage application.

Download (.xlsx)
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Equipment Depreciation Planner

Track the depreciation of farm equipment and machinery. Plan for replacement costs and understand asset values.

Download (.xlsx)
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Working Capital Tracker

Monitor your current assets vs. current liabilities month-by-month. Ensure you always have adequate working capital.

Download (.xlsx)
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Land Purchase Analyzer

Evaluate potential land purchases by analyzing price per acre, carrying costs, projected returns, and financing scenarios.

Download (.xlsx)
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Loan Readiness & DSCR Worksheet

Calculate your Debt Service Coverage Ratio and assess your loan readiness before applying. Know where you stand with lenders.

Download (.xlsx)

Need Help With Your Numbers?

These tools can help you get organized, but every situation is unique. Book a free consultation and we'll walk through your financials together.

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Ready to Finance Your Next Property?

Whether you're buying, expanding, or refinancing β€” our specialists are ready to find the right solution for your land and commercial mortgage needs.

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Let's Talk

Our initial consultations are always free.

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βœ‰οΈ jeremy@jeremykresky.com
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